Frequently Asked Questions

What is Independent Living?

Independent Living is a housing option for seniors. Most commonly referred to as retirement communities, seniors reside in rental apartments. Typically, Independent Living communities offer services such as maintenance, transportation and social activities. Most residents choose Independent Living for peace of mind and to enjoy life to its fullest.


Is Independent Living for me?

If you answer “yes” to some of the following, senior housing is a good option for you.

• I would like some assistance with my home maintenance

• I would like transportation service available

• I would feel safer if I moved

• I would like to move somewhere more affordable than my home

• I would enjoy a social environment


Do you require an endowment or buy-in?

Our apartments are affordable apartments rented on a one year basis.


What does affordable (Section 42) mean?

It is program where rent may be less than market rate for residents who have a limited income.


What is the income limit?

The maximum income limit is determined annually by WHEDA for each county based on the median county income.


How is income calculated?

The income is calculated in two parts. The first part is the fixed gross income received from Social Security, pension, employment, annuity, etc. The second part is the income derived from financial assets such as dividends, interest, etc.


May I use the income from my last year’s tax return?

The regulations governing income calculation for the Affordable (Section 42) program are not the same as those governing income calculation for the IRS tax return. Also, it is the projection or estimation of the annual income, monetary or not, the household is to receive in the next 12 month period that is used for certification.


Are monies received from the family or others a part of the income calculation?

Yes. Regular and periodic family support, monetary or not, is considered income.


Is real estate property considered an asset?

The net market value after the deduction of any debt on the property and the estimated selling cost is to be included as an asset for further calculation.


May I deduct medical expenses?

The Affordable (Section 42) program does not permit deduction of medical expenses.


Is the rent subsidized?

The Affordable (Section 42) program does not subsidize rent. The Section 8 program subsidizes rent if you qualify. Under Section 8 your rent payment is based on 30% of your adjusted gross monthly income. Section 8 funds pay anything above 30% up to a set limit.


How long will the qualification process take?

The estimated time to process an application is approximately 2 to 4 weeks. Please know inaccurate information will slow down the process.


After I am qualified, can I be disqualified?

Annual recertification is required. The required documentation is the same for recertification as it is for initial certification. If you exceed the recertification maximum income level by more than 140% or refuse to provide the required information, you may not qualify to continue living in the apartment home.


Is there a minimum age for residence?

Yes, residents must be at least 55 years of age and better.


Are residences furnished?

All residences are unfurnished, allowing you to bring whatever furniture and accessories you like to decorate your new home.


Is transportation available?

Yes, scheduled chauffeured transportation is available for personal appointments for a nominal fee. Additional group outings are provided for a small fee.


Is there emergency assistance?

Each apartment home has emergency pull cords in the bedrooms and bathrooms. If an individual pull cord is activated the system will automatically ring our 24 hour monitoring company who will immediately notify Dane County Dispatch. The EMS will respond accordingly. In addition, an EHC staff member is called to respond.


May I bring my pet to the community?

We understand that pets are cherished members of the family. Our communities permit one small pet in an apartment. There is an additional pet security deposit as well as a pet agreement.


Are there accommodations for my guests, including overnight?

Yes, there is a guest suite at our Meadow Grove location for a reasonable nightly fee.


How will I meet new people when I move in?

Our staff and friendly residents play an active role in introducing new residents to the community.